Welcome to the RateLocker.

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Investor Pipeline Management

  • Lock more loans
  • Manage product sheets
  • Communicate lock and product changes to sellers
  • Re-lock request and fee management
  • Reporting and analytics
  • Rate lock request routing to the Lock Desk
  • Adjustments and fee schedule management

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Clean Room Integration

RateLocker is fully integrated with the MortgageTrade CleanRoom. Locked loans can be easily forwarded to the Clean Room, which provides an end-to-end solution for loan acquisitions in the secondary market. Seller’s can move seamlessly from a locked loan to the delivery of the closed loan file, making it easier for sellers and investors. The rate lock data and data extracted from the closed loan file inside of the CleanRoom are integrated and automatically analyzed to ensure they match.

The combination of RateLocker and the CleanRoom provide all of the components needed to price, acquire, and review loans in the secondary market – a true loan acquisition system (LAS).

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